First-time home buyer? This local mortgage lender can help

Many of us have dreamed of owning a property – and with that dream comes excitement, nerves and a huge to-do list. Before being submerged, The LoanDepot Kechian Team, located at 204, avenue Bellevue, Suite C in Montclair, is there to facilitate obtaining the loan necessary for the purchase of a house. The team have modernized the funding process to ensure the experience of getting a mortgage is as efficient as possible, giving you more time to tackle this ever-growing list. Read on to find out more about the home team + the exclusive offer for Montclair Girl readers.

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The benefits of a hyperlocal team

The Kechian Team is a branch of the national loan company LoanDepot. It has its own team of processors + underwriters, which means the local team has direct control over the loan process. Baret Kechian, who has been in the industry for more than 25 years and has ranked among the top 10 national loan officers for the past four years, leads the Montclair-based group. Kechian’s team includes six licensed loan officers and three production assistants who prioritize customer experience as a hyperlocal team does so well.

“Homeownership is a major milestone, and we are privileged to follow our clients through their personal journeys,” Baret said. Daughter of Montclair. “Not only do we get to helping our clients buy their first home and support them every step of the way, but we can also be there during their special times of growing their families and expanding their careers. Being part of these natural next steps in our clients’ lives is most rewarding.

The Kechian team embodies the ideal combination of mom + pop service with the secure backing of one of the nation’s largest non-bank lenders. The LoanDepot Kechian Team deals on 300 unique mortgages products, competitive rates and a fully digital lending experience.

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Buying a Home in Essex County with the Kechian Team

The Kechian team has in-depth knowledge of the real estate market in Essex County, enabling them to help a range of customers across 27 states to find the right home financing options.

What sets this team apart from other loan officers is their ability to effectively help large numbers of people without ever sacrificing quality or accuracy. Local Kechian team customers benefit from open communication from the entire team so they can enjoy the seamless process and get exactly what they want.

“We are able to provide constant updates, and despite the number of transactions we process, we have the systems in place to be quick with responses, and above all, always accurate,” said Baret. “As our business has grown, so have our relationships with many of our customers. We find that the clients we get along with so well in Hoboken and Jersey City are the same ones who move to cities like Montclair. Like me, I think they like this mix of city and suburbs.

Historically, Kechian’s team did the majority of its business in Hudson County, but in recent years more and more families have been looking for space in the suburbs — with Montclair high on the list for many families looking in North Jersey.

“We have done more loans in the suburbs in the past two years than in a decade. Montclair is a large suburban town that is centered around the community. During difficult times, the community comes together and is an uplifting environment,” Baret said. “It’s a great town for couples and families alike, with an amazing food scene and one of my favorite wine shops in New Jersey, Amanti Vino. I love the combination of suburban and city where you can have space in your home and still have an amazing and vibrant downtown.

At the end of the day, the Kechian Team aims to help others get the home they want, whether the client is a first-time home buyer or looking for a dream home.

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Remember that you may receive $250 for closing costs when you mention The Montclair Girl at the time of application when you close on a buy or refinance with the Kechian team at loanDepot. This offer expires February 1, 2023.

The Montclair office of the Kechian team is located in the heart of Upper Montclair at 204 Bellevue Avenue, Suite C to discuss real estate financing options or contact 201-796-6441 with any questions or to schedule an appointment.


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